BUYER'S GUIDE
Integrity
Honesty
Responsiveness
Experience
Expert Negotiation
Authenticity
about me
I graduated from UC Irvine, where I earned a bachelor’s of science in Sociology and International Studies with an emphasis in Business and Marketing.
I started my real estate career in 2015 on an award-winning team. I later went on to pursue a career on my own and have since expanded my territory to include the Bay Area, Orange County, and Los Angeles to meet the needs of my clients. To date, I’ve sold over 120 homes all over California totaling over $200 Million in sales. I’ve sold single family homes, condos, townhomes, multi-units, farms, and even land. I have worked with buyers and sellers with a variety of needs, from first-time homebuyers shopping for their starter home to experienced investors looking for profitable opportunities. I work equally with buyers and sellers, so I know what both sides are looking for in any transaction, which helps me in getting top dollar for my sellers and offers accepted for my buyers.
I have worked at some of the largest brokerages in California - Compass, Coldwell Banker and now EXP Realty, which has allowed me to expand my network tremendously. I am widely respected by my colleagues for my professional approach to every real estate transaction. I have built a strong reputation among the large network of agents, which has proved invaluable, as these relationships have helped me beat the competition on numerous occasions.
Click below to read MY 5 star REVIEWS
Things to consider as a buyer
Motivation
What is your motivation for moving? What triggered this search?
Location
Do you need to be in a good school system? What about proximity to work or public transit, work shuttles, or the freeway?
Affordability
The most common rule of thumb to determine how much you can afford to spend on housing is it should not be no more than 30% of your gross monthly income, which is your total income before taxes and deductions.
Size
How much space are you looking for? How many bedrooms and bathrooms minimum? Is parking important? What about yard space? Do you have a dog or perhaps you’ve always wanted a backyard herb garden?
Timeline
What is your living situation now? Do you have a lease that’s ending soon? What if we found the perfect house tomorrow? How soon would you be able to move?
Must Haves
It is important that you have a 2nd bathroom? A 2-car parking garage? A double-sink vanity? What are some non-negotiables?
The Homebuying Process
Financing
The first step to your home buying journey will be getting pre-approved with a lender. Depending on your job type, down payment, and price point, I can suggest a couple lenders that I think will give you the best rate and terms for your loan scenario. For example, someone who is self-employed may need a different loan program from someone who is salaried.
As you’re getting pre-approved, we’ll be able to determine what your monthly payment and purchasing power will be.
Pre-Underwritten vs. Pre-Approval
The key to getting my clients’ offers accepted with the best terms is by getting my clients Pre-Underwritten, which is one step above getting Pre-Approved. The pre-underwriting process is similar to a traditional mortgage process for underwriting home loans, however it is completed before the homebuyer identifies a property and before they make an offer. The lender will review income, assets, credit reports, and all financial statements. Once the underwriter is satisfied with your credit package, a fully underwritten pre-approval letter is issued. This process can take up to two weeks to complete, but once we have your pre-underwriting approval, we can begin writing offer without a financing contingency, making our offer much stronger. This is really helpful in the event there is strong interest on the property you like and we have to compete with other buyers.
So whenever possible, I always recommend that my buyers get Pre-underwritten from the very beginning.
Realscout
I am always learning and implementing new technology into my business to ensure my clients are getting the most seamless experience possible. Currently, I am using RealScout to assist my clients with their home search. It is directly linked with the MLS, which is the search tool that we use as Realtors. Through RealScout, I am able to help my clients find matching homes as soon as they come on the market. Within RealScout, my clients also have the ability to share notes with me on specific properties and request tours.
RESPONSIVENESS
If there’s one theme you’ll notice from reading reviews from my past clients, it is my responsiveness. Timing is extremely important in real estate, so I make it a priority to respond quickly to all client requests. This can vary from showing requests and disclosures requests to questions about specific properties and neighborhoods. If you find a property you like, please feel free to call, text, or email me with anything you need to know about the property and my team or I will back to you as soon as possible.
DISCLOSURES
When a seller lists their home for sale, they are required to complete a number of forms disclosing information that would impact the property’s value or safety. Sellers are legally required to disclose these things - and by fully documenting them on the disclosure statements, sellers are better protected from future legal action.
As the buyer, if you find a home you’re interested in, I can request the disclosure package to learn more about the property. The disclosure package will contain information such as any defects, renovations, or unpermitted work that the seller might be aware of, any insurance claims that have taken place in the recent past, whether the property is located in an area that is prone to natural hazards, and much more. Most disclosure packages are 100-300 pages long and can look intimidating. That is why I’ve prepared a Disclosure Package Guide to make the task a little less daunting for my buyers.
Once you are ready to submit, I will also review the disclosures myself to look for any issues with the property before we submit our offer.
Inspection Reports
One of the key things to look for in any disclosures package is whether the seller has included any inspection reports. The three most common inspection reports in any disclosure package are the Home Inspection, Roof Inspection, and Termite/Pest Inspection.
Home Inspection
The home inspection will estimate the remaining useful life of major systems and equipment (electrical, heating, air conditioning, ventilation, insulation, appliances) structure, paint and finishes. The critical information you will gain will include recommended repairs and replacements.
Roof Inspection
A roof inspection will report any leaks, unusual wear and tear, damage caused by windblown debris, organic growth issues, and problems that may have occurred during shingle installation or subsequent repairs. The inspector will typically provide an estimate on how many year of life the roof has left or whether it needs to be replaced. If the roof only needs to be repaired, the report will include a quote for the repairs. If the roof needs to be replaced, the report will state as such and provide a quote for a new roof.
Termite/Pest Inspection
A pest inspection involves a full inspection of the property for any evidence of termite activity and/or evidence of dry rot damage, or moisture conditions that could lead to an atmosphere for wood destroying organisms or termites. The pest inspector inspects the exterior of the property including all the trim, home siding, under roof eaves, etc. The pest inspector also does a full inspection of the interior, checking for evidence of termites or water leaks in the bathrooms, kitchen and laundry areas, windows, and the attic where applicable.
TOUring Homes
One question I get asked a lot is “How many homes should we tour before writing our first offer?” The answer is different for everyone - I’ve had buyers who wrote an offer on the third house they saw and I’ve had buyers who saw 30+ homes before writing their first offer. I recommend touring at least five homes before writing your first offer - not only will you get a better idea of what you like and dislike, but you'll also get a feel for the different areas and neighborhoods. When we're out touring together, I will point out things to look for while touring and any issues with the home that I think you may be overlooking.
If there’s a home you want to see but you can’t make it to the Open House or there is no Open House scheduled, I’ll be more than happy to schedule a private tour for you.
Comparative Market Analysis (CMA)
Once you see a home you like, I will prepare an in-depth Comparative Market Analysis (CMA) showing recent sales of similar homes in the area. Using this CMA and drawing on my deep knowledge of the local market, I will guide you on a what I feel would be a strong and reasonable offer. I will also contact the listing agent to find out more information that will help us in writing a fair and competitive offer.
Your friend and expert
My goal is to be the expert that you can come to with any questions about the market or about a specific property. I am here to aid you in your search and guide you with my knowledge and experience. When you are ready to submit an offer, I will do everything I can to get you the best deal possible, while writing a competitive and reasonable offer. I treat all of my clients like family and will always advocate for you and try to save you money where possible.
communication
I believe that good communication is the key to any great relationship. I will regularly check in with you during the buying process to see if any of your needs have changed. Once your offer is accepted, I will continually update you on the progress of your escrow, making sure you are fully informed at every stage.
After the close
I have a trusted network of general contractors, painters, landscapers, and interior designers that can help with post-home purchase questions or issues, including suggestions for potential improvements and finding ways to make the home functional while aesthetically pleasing.
My RECENT Awards and accolades
2022 - Top Producer at Fast Real Estate
2022 - Top 100 California Real Estate Agents on Social Media (Property Spark)
2022 - Top San Francisco Real Estate Agents on Social Media (RoomVu)
2021 - Top 10 Oakland Realtors on Instagram (RoomVu)
2021 - 13 Best Real Estate Agents in Marin (SFist)
2021 - Coldwell Banker® 2021 International President’s Circle (Top 1,000 out of 50,000)